Well I got the car back last Friday .......the damage? .....£600!!!....... I'll be on gluten free bread and jam for the next 6 months!!! well that could prove expensive too as GF bread is around the £3 mark!!
The complaint levied at Max ( the dog) was withdrawn .....and the complainer .... finally revealed herself!! I t was the lady downstairs ......and the housing officer had got it wrong .... it wasn't the dog she was complaining about it was moi!¬!!! .... my heavy boots and loud music were driving her to distraction !! .......anyway it's sorted ......
Now all I have going for me is a bad back and a flat tyre!! ... have you ! anyone tried to change a 17inch small truck tyre with an aggravated lower back problem?? Ouch !! Ugh ! expletive after bloody expletive!! ... of course the spare ....which I hadn't checked before purchase was bald and semi flat!!! ......what next??
My battle with the Insurance company continues!! .... can't seem to speak to anyone !!! I did however get an email at the beginning of the week saying my enquiry was handed on for processing !! Sounds like a meat works! Don't they realize I'm a vegetarian?!.....
Stay tuned I'm trying to find a way of uploading some music ...anyone got any ideas as to how this can be done ? It seems I can do a video but not audio which is daft .....that's all folks !!
Wednesday, 16 February 2011
Friday, 11 February 2011
Insurance is not a Sure Thing
Yesterday I spent all day trying to rectify mistakes made on my car insurance.
When I bought the car ... less than a week ago ..... it only took 5 minutes to negotiate a policy .... this included payment !!......so eager was the sales rep to take another scalp .... or should I say "sucker"....... not to mention the money and.... no doubt,...... greedily calculating his commission..... that he forgot ... Ha! Ha! hem! er!.....baloney! ..to..elaborate on certain details in regard to the conditions governing the deal!
Of course I should have known there was something not quite right .... the quote ... for example....was.... well! attractively low!
What however, irritated me the most ....... actually irritate is the wrong word .....far to mild.......
What has really made me angry to the point of imagining the pleasure gained by banging the smart arse little bugger's head on his laptop until he was spiting computer chips!! ...was how he phrased some of the questions..in particular the one regarding "No Claims Bonus!"
Instead of saying something like " Can you furnish written proof of a no claims bonus over past 9 years?"
He said " Have you made any Insurance claims over the past 9 years!"
To which I replied truthfully "No , I have never made an Insurance claim for anything in my life !"
We concluded the deal ... I paid the money ....... and thought to myself at the time " Well that was easy!"
Two days later I received a letter in the post asking me to supply written proof of the claim that I had not made any claims over the past 9 years....
Having spent the better part of the last 40 years in Australia which has a totally different regime in regard to car Insurance ....... the only policy required there is 3rd party cover ... and that just covers the 3rd party not the vehicle..... Further , Insurance companies in Australia do not issue no claims bonus certificates on such policies.......one must take out an additional comprehensive policy to obtain this!
So I tried phoning the company ......after ......wading through one electronic voice after another I finally reached a human .... might as well have been talking to an electronic voice ..... she was totally unhelpful and when the going got tough ... hung up!!
So I called back .... only to go through the same electronic procedure I had just been through ...... only this time I never got to speak to a person !.... the electronic voice hung up would you believe!
I repeated this process periodically through out the day ...and finally at 4pm, got to speak to someone.....who ...once again was totally unhelpful and informed me that if I couldn't furnish proof of no claims I would have to fork out an additional £320!! on top of the £220 I had already paid!!
" The car is only worth £1500!!.... we are talking 3rd party fire and theft mate!" I exclaimed
My protestations, however fell on deaf ears!! ...well no .... that's not quite right !
Why?
There were no ears there to hear!!
The bloody so! and so! had hung up !!
First it was the Bankers that screwed up and used our money to pay themselves handsome bonus's before retiring on a massive payout!!! Will the Insurance companies be the next bunch of ...well ... fraudulent villains ... to be bailed out by the Taxpayer!!?
This morning whilst on my early morning walk with Max (my dog)
A thought past through my mind ........yes ...it does occasionally happen!!
"How sweet the air
the early birds song
How sour the people!
Where has
Their
Spirit gone?!
When I bought the car ... less than a week ago ..... it only took 5 minutes to negotiate a policy .... this included payment !!......so eager was the sales rep to take another scalp .... or should I say "sucker"....... not to mention the money and.... no doubt,...... greedily calculating his commission..... that he forgot ... Ha! Ha! hem! er!.....baloney! ..to..elaborate on certain details in regard to the conditions governing the deal!
Of course I should have known there was something not quite right .... the quote ... for example....was.... well! attractively low!
What however, irritated me the most ....... actually irritate is the wrong word .....far to mild.......
What has really made me angry to the point of imagining the pleasure gained by banging the smart arse little bugger's head on his laptop until he was spiting computer chips!! ...was how he phrased some of the questions..in particular the one regarding "No Claims Bonus!"
Instead of saying something like " Can you furnish written proof of a no claims bonus over past 9 years?"
He said " Have you made any Insurance claims over the past 9 years!"
To which I replied truthfully "No , I have never made an Insurance claim for anything in my life !"
We concluded the deal ... I paid the money ....... and thought to myself at the time " Well that was easy!"
Two days later I received a letter in the post asking me to supply written proof of the claim that I had not made any claims over the past 9 years....
Having spent the better part of the last 40 years in Australia which has a totally different regime in regard to car Insurance ....... the only policy required there is 3rd party cover ... and that just covers the 3rd party not the vehicle..... Further , Insurance companies in Australia do not issue no claims bonus certificates on such policies.......one must take out an additional comprehensive policy to obtain this!
So I tried phoning the company ......after ......wading through one electronic voice after another I finally reached a human .... might as well have been talking to an electronic voice ..... she was totally unhelpful and when the going got tough ... hung up!!
So I called back .... only to go through the same electronic procedure I had just been through ...... only this time I never got to speak to a person !.... the electronic voice hung up would you believe!
I repeated this process periodically through out the day ...and finally at 4pm, got to speak to someone.....who ...once again was totally unhelpful and informed me that if I couldn't furnish proof of no claims I would have to fork out an additional £320!! on top of the £220 I had already paid!!
" The car is only worth £1500!!.... we are talking 3rd party fire and theft mate!" I exclaimed
My protestations, however fell on deaf ears!! ...well no .... that's not quite right !
Why?
There were no ears there to hear!!
The bloody so! and so! had hung up !!
First it was the Bankers that screwed up and used our money to pay themselves handsome bonus's before retiring on a massive payout!!! Will the Insurance companies be the next bunch of ...well ... fraudulent villains ... to be bailed out by the Taxpayer!!?
This morning whilst on my early morning walk with Max (my dog)
A thought past through my mind ........yes ...it does occasionally happen!!
"How sweet the air
the early birds song
How sour the people!
Where has
Their
Spirit gone?!
Wednesday, 9 February 2011
I have to say that my flat at best is ...well .... somewhat messy ...... I have never been Mr Tidy ....my philosophy has always been ....if you can''t see it it doesn't exist!! .....and so ... as you may well imagine......what is relevant to me at any given moment .... is ...... well.....
exposed! ... ....
for those who are of a similar persuasion...... feel .. no guilt ....for we are......the imaginative minority!
Today ... however ..... still recovering from my 500 yard drive... in the new 6th hand Fiat MPV.. whose clutch collapsed, whilst filling up at the local petrol station !!......
.I heard........
around 1:30 pm.......... .a knocking at my door !!
It was the housing officer ... who I had not seen since moving into these flats almost a year ago
" Can I come in?" he inquired ..." It's housing inspection day!"
No one bloody well told me ..... I thought
Stupidly in my innocence I said in true blue form " Yeah .... No worries ! ... just gotta move the dog from the door!"
Interestingly ... and to his credit .... Max didn't even usher a growl!
" G'day David " I said somewhat apologetically " Forgive the mess I am ...er ... restructuring the flat!"
Of course .... in hindsight ...I should not have allowed him in without the council giving me prior notice ...... but ... well ..... I have nothing to hide .... don't even smoke anymore !!!..
so
I let him in !
Immediately one could see the value judgements being made ....!!!
like ...er ...
65 yr old ...pony tailed.....misfit with German Shepherd.....who is .... continually.. and mistakenly ....referred to as an "Alsatian"
" Regrettably I have had a complaint about your dog barking at night. " he pronounced......" as yet ... nothing has been put in writing ....... and I am not ... for the moment going to commit myself to a written formal complaint to you"
I was ....totally taken unaware s .... because.. and .....others that know us can verify this ... Max just "ain't a barking dog!".......
Catching my breath and diplomacy .... because to be honest ... I was ... to say the least.... really pissed off !!...
I said :
" There must be some mistake!! ... I can honestly say that I have done everything with in my knowledge and power to make people feel at ease around Max ! ...certainly he is no threat to anybody....I understand people's apprehension ... however all I can say is that Max's primary interest is to be around me . He never wonders on walks ....always responds to my calls .... is always on a lead in the vicinity of the flats.. and is adequately exercised!! ... I walk him for at least 3 hours a day!....... Indeed....... if you ask any of the dog owners in this block ...they will assuredly acknowledge that Max is by far ... the best behaved dog in the building!!"
Whilst I am not one to cower when "authority" comes a ...calling .......I felt as if I had been ......er ....violated!!...... because ... I have conscientiously considered the feelings of all the residents in this building in regard to their feelings ,fear an apprehension... in regard to Max
I now live in the world of uncertainty .....I wonder if there isn't a hidden motive......in this a complaint!? is their a more subtle agenda ?
I need to meditate on this further!! .........another battle for a very weary warrior who is just looking for peace ........ in this land of greed , worry ... and fear ....
.stay tuned!!...
In time all will be revealed
.I used to say " when love comes your way grab it !!"
But now ....er ...well.......I would have to say ..". when peace comes your way....cherish it .....for ... peace ... is ...the expression of tranquil sublime love... blah ! blah! garbled blah!!!
exposed! ... ....
for those who are of a similar persuasion...... feel .. no guilt ....for we are......the imaginative minority!
Today ... however ..... still recovering from my 500 yard drive... in the new 6th hand Fiat MPV.. whose clutch collapsed, whilst filling up at the local petrol station !!......
.I heard........
around 1:30 pm.......... .a knocking at my door !!
It was the housing officer ... who I had not seen since moving into these flats almost a year ago
" Can I come in?" he inquired ..." It's housing inspection day!"
No one bloody well told me ..... I thought
Stupidly in my innocence I said in true blue form " Yeah .... No worries ! ... just gotta move the dog from the door!"
Interestingly ... and to his credit .... Max didn't even usher a growl!
" G'day David " I said somewhat apologetically " Forgive the mess I am ...er ... restructuring the flat!"
Of course .... in hindsight ...I should not have allowed him in without the council giving me prior notice ...... but ... well ..... I have nothing to hide .... don't even smoke anymore !!!..
so
I let him in !
Immediately one could see the value judgements being made ....!!!
like ...er ...
65 yr old ...pony tailed.....misfit with German Shepherd.....who is .... continually.. and mistakenly ....referred to as an "Alsatian"
" Regrettably I have had a complaint about your dog barking at night. " he pronounced......" as yet ... nothing has been put in writing ....... and I am not ... for the moment going to commit myself to a written formal complaint to you"
I was ....totally taken unaware s .... because.. and .....others that know us can verify this ... Max just "ain't a barking dog!".......
Catching my breath and diplomacy .... because to be honest ... I was ... to say the least.... really pissed off !!...
I said :
" There must be some mistake!! ... I can honestly say that I have done everything with in my knowledge and power to make people feel at ease around Max ! ...certainly he is no threat to anybody....I understand people's apprehension ... however all I can say is that Max's primary interest is to be around me . He never wonders on walks ....always responds to my calls .... is always on a lead in the vicinity of the flats.. and is adequately exercised!! ... I walk him for at least 3 hours a day!....... Indeed....... if you ask any of the dog owners in this block ...they will assuredly acknowledge that Max is by far ... the best behaved dog in the building!!"
Whilst I am not one to cower when "authority" comes a ...calling .......I felt as if I had been ......er ....violated!!...... because ... I have conscientiously considered the feelings of all the residents in this building in regard to their feelings ,fear an apprehension... in regard to Max
I now live in the world of uncertainty .....I wonder if there isn't a hidden motive......in this a complaint!? is their a more subtle agenda ?
I need to meditate on this further!! .........another battle for a very weary warrior who is just looking for peace ........ in this land of greed , worry ... and fear ....
.stay tuned!!...
In time all will be revealed
.I used to say " when love comes your way grab it !!"
But now ....er ...well.......I would have to say ..". when peace comes your way....cherish it .....for ... peace ... is ...the expression of tranquil sublime love... blah ! blah! garbled blah!!!
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